Child Trust Fund

F&C Child Trust Fund

Fund Choice : F&C FTSE All-ShareTracker Fund

Notes : The objective of the Fund is investment in the UK in all economic sectors to match the capital growth of the UK ordinary share market as represented by the FTSE All-Share Index. It is intended that this will be achieved by statistical sampling of the index. The fund may use traded options and other derivative products in accordance with relevant regulations.

Special Offers: There are currently no special offers or incentives.

PMAS Child Trust Fund

Fund Choice : Balanced Growth Fund

Special Offers: There are currently no special offers or incentives.

Prosper

Fund Choice : Prosper

Notes : We invest the contributions made into the Barclays CTF into a security known as ‘Prosper’, which reflects the performance of an equity portion and a cash portion (see section 21 for further details of these two portions). Prosper’s aim is to make sure that investments benefit from any increase in the value of the FTSE 100 Total Return Index, while providing some protection against falls. The protection works by making sure that Prosper maintains a minimum unit price of 80% of the highest ever price of that issue of Prosper (but see sections 6b and 8). This is achieved by varying the proportions invested in equities and in cash. For details of how this works see section 21. Prosper is a lower risk investment than investing directly in the stock market, but a higher risk investment than cash deposits. By accepting a higher level of risk, Prosper offers the opportunity of higher returns than cash deposits.

Special Offers: There are currently no special offers or incentives.

Equity Child Trust Fund

Fund Choice : Stakeholder Managed Fund

Notes : Both are savings with life assurance that additional contributions can be paid into.

Special Offers: £2000 Life Assurance

Engage Child Trust Fund

Fund Choice : Engage Investment Growth Fund

Notes : Around your child's thirteenth birthday, the money in the Child Trust Fund account is gradually moved from our medium to high risk fund (the engage Investment Growth Fund), to our medium to low risk fund (the engage High Income Fund). Before your child reaches their seventeenth birthday the money will be completely switched from the Engage Investment Growth Fund to the Engage High Income Fund.

Special Offers: Setup a regular Direct Debit (online) into an Engage Child Trust Fund and get up to £25 worth of Boots Vouchers. For monthly Direct Debits of £10 to £19.99 (£120 to £239.99 annually) you will receive a £10 Boots Voucher; monthly Direct Debit of £20 or more (£240 or more annually) and you will receive a £20 Boots Voucher. Receive an additional £5 Boots Voucher if you set up the Direct Debit Online!

The Family Investments CTF

Fund Choice : Family Investments Child Trust Fund

Notes : This account invests in UK and overseas shares and closely follows the performance of the FTSE 100 Total Return Index, FTSE Europe Ex UK Total Return Index, FTSE Developed Asia Pacific Total Return Index and FTSE USA Total Return Index. From your child’s 13th birthday, we’ll start to move the investment from shares to lower risk investments, helping to protect your child’s savings towards the end of the investment period. Please note, however, that Stakeholder accounts may not be suitable for everyone, and returns are not guaranteed. The Investment Advisor for our funds is Santander Asset Management UK Limited. Winners of the Gold Standard Award for Fund Management in 2009.

Special Offers: Set up a regular Direct Debit of between £10 and £19 - Your gift will be £15 Boots vouchers Or A tree planted on your child's behalf with the Tree Appeal. Set up a regular Direct Debit of £20 or more - Your gift will be £25 Boots vouchers or £15 Boots vouchers and a tree planted on your child's behalf

Ethical Child Trust Fund

Fund Choice : Family Charities Ethical Trust

Notes : This account closely follows the performance of companies included in the FTSE4Good UK 50 Total Return Index. From your child’s 13th birthday, we’ll start to move the investment from shares to lower risk investments, helping to protect your child’s savings towards the end of the investment period. Please note, however, that Stakeholder accounts may not be suitable for everyone, and returns are not guaranteed. The Investment Advisor for our funds is Santander Asset Management UK Limited. Winners of the Gold Standard Award for Fund Management in 2009.

Special Offers: Set up a regular Direct Debit of between £10 and £19 - Your gift will be £15 Boots vouchers Or A tree planted on your child's behalf with the Tree Appeal. Set up a regular Direct Debit of £20 or more - Your gift will be £25 Boots vouchers or £15 Boots vouchers and a tree planted on your child's behalf

Forester Life Child Trust Fund

Fund Choice : Forester Life Stakeholder Managed Fund 1

Special Offers: There are currently no special offers or incentives.

Halifax Child Trust Fund

Fund Choice : UK FTSE 100 Index Tracking Fund

Notes : Until your child reaches age 13, we invest all payments into their Child Trust Fund in accumulation shares of the UK FTSE 100 Index Tracking Fund. Accumulation shares are shares where any distribution is accumulated into the fund and reflected in the share price. This is a sub fund of the HBOS UK Investment Funds ICVC, an open-ended investment company (OEIC).

Special Offers: There are currently no special offers or incentives.

Healthy Investment Stakeholder Child Trust Fund

Fund Choice : Healthy Investment All-Share UK Tracker Fund

Special Offers: There are currently no special offers or incentives.