Child Trust Fund

HSBC CTF

Fund Choice : HSBC UK Growth & Income Fund - CTF Accumulation Share Class

Special Offers: There are currently no special offers or incentives.

Legal & General Equity Stakeholder CTF

Fund Choice : L&G (N) Tracker Trust

Notes : The fund is structured as a unit trust. When you invest in a unit trust fund, your money, along with that of other investors, is pooled together and invested in the stock market by the fund managers. They oversee the management of the fund on your behalf, to ensure that the fund meets its objective. It is important to note that any additional contributions made by you, family or friends into the CTF cannot be withdrawn until your child's 18th birthday and that only your child will have access to the money at that time.

Special Offers: There are currently no special offers or incentives.

NatWest Child Trust Fund

Fund Choice : Royal Bank of Scotland Collective Investment Funds

Special Offers: When you take out a new Child Trust Fund with us, we'll send you discount vouchers worth up to £250. These vouchers can be used at top retailers, or on short breaks and fun days out. And there's more good news. If you set up a Direct Debit to make regular payments into the account, we'll send you another £250 worth of vouchers. These give you discounts on an even wider range of products and services. So in total you could save up to £500.

The Nottingham Friendly Child Trust Fund

Fund Choice : Nottingham Friendly Society UK Index Fund

Special Offers: There are currently no special offers or incentives.

Pilling Stakeholder Child Trust Fund

Fund Choice : SG Balanced Managed Fund

Notes : The annual cost for the stakeholder CTF is a maximum of 1.5% of the value per annum. This is charged within the fund the CTF is invested in and will not show on your Pilling statement. No commission is charged on the purchase in the stakeholder CTF as we are paid commission by the fund managers. There is no commission charged when sales are made to switch funds under the discretionary agreement.

Special Offers: There are currently no special offers or incentives.

RBS Child Trust Fund Stakeholder

Fund Choice : Royal Bank of Scotland Collective Investment Funds

Special Offers: When you take out a new Child Trust Fund with us, we'll send you discount vouchers worth up to £250. These vouchers can be used at top retailers, or on short breaks and fun days out. And there's more good news. If you set up a Direct Debit to make regular payments into the account, we'll send you another £250 worth of vouchers. These give you discounts on an even wider range of products and services. So in total you could save up to £500.

Child Trust Fund Account

Fund Choice : Family Investments Child Trust Fund

Notes : This CTF account is provided by Family Investments. Family Investments only offers its own products and does not provide advice on their suitability. If you have any doubts you should seek financial advice (Financial Advisors may charge for their services).

Special Offers: There are currently no special offers or incentives.

Scottish Friendly Child Trust Fund

Fund Choice : Scottish Friendly Managed Growth

Notes : It invests partly in shares to take advantage of potentially higher returns over 18 years, compared to a cash deposit account (although the value of shares can fall as well as rise, whereas capital would be protected in a deposit account). We shift the investment emphasis from shares into fixed interest and cash around your child's 13th birthday. This is called 'lifestyling' and will help protect the account during the last few years of the investment term.

Special Offers: There are currently no special offers or incentives.

Index-Tracking (Stakeholder) CTF

Fund Choice : Legal & General UK Index

Notes : More suited to parents who plan to be less-active, preferring to take advantage of the long-term potential of the FTSE All-Share Index. Money paid into a Stakeholder CTF will only be invested into the Legal & General UK Index Trust and, on the 8th of each month or next working day we'll automatically invest any cleared account balance of £50 or more. Ad hoc dealing capabilities are not, therefore, enabled on this account and you cannot invest funds except via the monthly automated facility. This will mean that money you pay in will remain in cash until the next monthly investment

Special Offers: There are currently no special offers or incentives.

Baby Bond®

Fund Choice : Insight Investment Foundation Growth Fund

Special Offers: There are currently no special offers or incentives.